Open Enrollment
Open Enrollment for 2027 benefits is November 9 – December 2, 2026.
This is your annual opportunity to enroll in or make changes to these benefits:
- Medical, dental, and vision insurance
- Flexible spending accounts (FSAs)
- Supplemental life insurance
- Supplemental accidental death and dismemberment (AD&D) insurance
- Accident, critical illness, and hospital indemnity insurance
If you don’t do anything during Open Enrollment, your current benefits will continue in 2027 except FSAs – if you want an FSA in 2027, you must actively enroll in one during Open Enrollment.
Enrollment Guides & Resources
2027 Open Enrollment Presentation
Need Help?
Call 866-695-8622 if you have questions about your benefits or how to enroll.
How to Enroll
Enrollment site and login instructions are pending.
Documentation for Dependents
If you’re enrolling dependents, you may need to provide this documentation:
- Marriage certificate
- Birth or adoption certificate
If you’re enrolling in or increasing supplemental life and AD&D insurance coverage for yourself or dependents, you may need to provide Evidence of Insurability.
Additional Step for Recent New Hires
If you’re hired during Open Enrollment, you’ll need to enroll twice: first for the current plan year, then again for 2027.
What’s New and Changing in 2027
Premera Medical Plan Changes
For 2027, the Premera options are:
- PPO — new plan, replacing the 2000 CDHP
- CDHP + HSA/HRA — combines the two current CDHP plans
- High Deductible Basic — no changes
CDHP + HSA/HRA
- Annual deductible: Preferred: $1,750 individual / $3,500 family; out-of-network: $3,500 individual / $7,000 family
- Out-of-pocket maximum: Preferred: $3,500 individual / $7,000 family; out-of-network: $7,000 individual / $14,000 family
New PPO
- Annual deductible: $350 individual / $700 family, both preferred and out-of-network
- Out-of-pocket maximum (includes deductible): Preferred: $6,000 individual / $12,000 family; out-of-network: $8,000 individual / $16,000 family
- Company-funded HRA/HSA deposit: $0
- Coinsurance: Plan pays 85% preferred and 65% out-of-network
- Preventive care: Plan pays 100% preferred; 65% after deductible out-of-network
- Office visits: $30 non-specialist / $40 specialist preferred; 65% after deductible out-of-network
- Emergency room: Plan pays 85% after deductible
- Hospital services (inpatient and outpatient): Plan pays 85% after deductible preferred and 65% after deductible out-of-network
- Prescription drugs, retail (30-day supply): Generic $7.50; preferred brand 30%; non-preferred brand 50%; specialty 30%
- Prescription drugs, mail order: Generic $15; preferred brand 15%; non-preferred brand 20%; specialty 30%; out-of-network mail order is not covered
Contribution Limits
Flexible Spending Accounts (FSA)
In 2027, you can contribute up to:
- Health Care or Limited Purpose FSA – $3,500
- Dependent Care FSA – $7,500
Health Savings Account (HSA)
In 2027, you can contribute up to:
- Individual medical coverage – $4,500
- Family medical coverage – $9,000
The employer contribution remains:
- Individual medical coverage – $850
- Family medical coverage – $1,700
Commuter Benefits
In 2027, you can contribute up to:
- Parking – $350
- Public Transportation – $350
Ready to enroll?
Review the benefit information and contribution limits above before you enroll.
You have until 11:59 p.m. on December 2, 2026 to enroll or make changes. If you do nothing by the deadline, all your current benefits except FSAs will continue in 2027.