Disability Insurance
Disability insurance can keep you financially stable should you become disabled and unable to work. It can help provide a sense of security, knowing that if the unexpected should happen, you’ll still receive a monthly income.
Short-Term Disability (STD)
- You are eligible to receive STD benefits after you have been disabled for 7 days due to a non-work-related illness or injury.
- Replaces up to 60% of your eligible income, up to a maximum of $2,000 per week. Buy up option up to $2,500.
- Benefits end after 13 weeks.
Long-Term Disability (LTD)
- You are eligible to receive LTD benefits after 90 days of disability.
- Replaces up to 60% of your eligible income, up to a maximum of $7,500 per month until you recover or reach your Social Security Normal Retirement Age, whichever is sooner.
Buy-Up Short-Term Disability (STD)
- You are eligible to purchase additional STD benefits coverage through payroll deductions.
- You are eligible to receive STD benefits after you have been disabled for 7 days due to a non-work-related illness or injury.
- Replaces up to 70% of your eligible income, up to a maximum of $2,500 per week.
Voluntary Rates / $10 Weekly Benefits
Age |
Rate |
| 18-24 | $0.0192 |
| 25-29 | $0.0192 |
| 30-34 | $0.0192 |
| 35-39 | $0.0192 |
| 40-44 | $0.0192 |
| 45-49 | $0.0192 |
| 50-54 | $0.0240 |
| 55-59 | $0.0287 |
| 60-64 | $0.0359 |
| 65-69 | $0.0383 |
| 70-74 | $0.0383 |
| 75-79 | $0.0383 |
| 80+ | $0.0383 |
Hawaii Temporary Disability Insurance
- You are eligible to receive TDI benefits after you have been disabled for 7 days due to a non-work-related illness or injury.
- Replaces up to 58% of your eligible income.
- Benefits end after 26 weeks.